» Does Total Cycle Assist (TCA) cover theft? ▾
No. TCA is accident-specialised cover that's also designed to make sure you don't pay us for cover you're likely to already have elsewhere. For example, if you have home contents insurance, that insurance policy will most likely include provisions for the theft of bicycles, so if we included similar provisions in TCA membership and charged you for that cover, you'd effectively be paying twice for theft cover! And that goes against the grain of what we do because TCA is dedicated to saving you money, not charging you for something you already have.
TCA adds value to you: while your home insurance may provide you with some cycle theft cover, what it won't give you is any cycling accident cover anywhere near as comprehensive as you get from us. So by joining TCA you get the best of both worlds: a superb level of cycling accident cover that you don't currently have at a very cheap annual membership fee of only £24 without having to pay again for theft cover that you more than likely do already have.
